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FAQ’s

How do I apply for a loan?
Applying for a loan at Marshland Credit Union is easy! If you’ve never had a loan with Marshland before, you’ll need to complete an application. Simply stop by one of our four branches and one of our Member Service Representative or Loan Officers will be glad to assist you. Or, you can call us at 912-279-2000 and apply for your loan over the phone. You can even complete an application online by clicking here. Any subsequent loans only require you to update your information which can be done at any Marshland branch, on the phone, or online.

How long do I have to be a member before I can apply for a loan?
You may apply for a loan as soon as you become a member. There are no membership time requirements for loan qualifying.

How do I add/remove a joint owner to/from my account?
To add a joint owner you will need to complete a new signature card, which you and the joint owner sign where indicated. To remove a joint owner, all joint owners of the account need to agree to the removal, or the account can be closed and remaining joint owners may open a new account.

How do I change my payroll deduction?
You can change your payroll deduction in two ways. You can notify your company’s payroll department of the needed change. Or, if you already have a payroll deduction in place, you can make the change by visiting a Member Service Representative at one of Marshland’s branches.

Direct Deposit Questions

Why should I use Direct Deposit?

  • Safe – Your paycheck is protected against loss or theft.
  • Worry-free – Now you can be assured that your check is deposited, even when you’re away from home.
  • Saves time – You no longer have to make special trips to the credit union or stand in long lines on payday.
  • Convenient – No more waiting for the mailman. Your deposits will be made for you automatically, allowing you to set your own timetable for getting cash.


How do I apply?

Our Member Service Representatives have all the necessary forms. If you wish, they will be happy to fill them in for you. All you have to do is tell them how you want your money distributed and sign your name. Marshland Credit Union will take care of everything else.

How will I be able to keep track of my money?
Your check stub from your paycheck is your permanent record. Or with MarshLine, our Audio Response Teller, or MarshNet, our Online Banking service, you can check your balance at any time.

Is there a charge for this service?
This service is free to all participating Marshland Credit Union members.

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